Phi-Fic Chapter 572 Don't ask, the answer is instant payment.
Chapter 572 Don't ask, the answer is instant payment.
Seeing Ye Fan's decisive and quick-witted approach, Jiang Yi's last worry vanished, replaced by a sense of accomplishment and relief.
He turned to General Manager Wang, who had been respectfully waiting to give orders, and gave him a confident, smug smile:
"Mr. Wang, since my brother Ye took a liking to this house at first sight, then it must be fate."
Jiang Yi's tone was firm:
"We'll skip all the cumbersome procedures and inflated prices that we use for outsiders. We'll go straight to the core internal agreement price that I signed with your chairman, follow the simplest procedures, and transfer this house to my brother's name. Keep it simple and prioritize efficiency."
"Yes, Mr. Jiang, everything will be done as you wish."
Mr. Wang subtly wiped the fine beads of sweat from his forehead, and in his heart, he had a completely new assessment of the significance of this "Mr. Ye".
He hurriedly took out a pre-prepared internal subscription agreement from his briefcase, handed it to Ye Fan with both hands, and his tone became increasingly respectful:
"Mr. Ye, President Jiang is enjoying the highest level of internal benefits in our group, which is already at cost price. This penthouse with a floor area of 800 square meters has a total price of RMB 1280 million after discount."
He paused slightly, observing Ye Fan's expression, and cautiously asked, "Mr. Ye, would you like to pay by card, or would you like to arrange a bank transfer? Our finance department can assist you with the entire process."
1280 million!
In 2014, this was an enormous sum of money, enough to buy an entire small building or dozens of ordinary residences in most cities. It was a wealth ceiling that ordinary people could hardly reach even after working hard for dozens of lifetimes.
The number itself carries a heavy, breathtaking magic.
Ye Fan remained calm, as if he had only heard the price of vegetables, not a number that would stop someone's heart.
He barely even lifted his eyelids, casually reaching into his pocket for his phone, his fingertips swiping across the screen with a languid and indifferent tone, carrying an air of nonchalant ease:
"Okay, I won't swipe my card, it's too much trouble."
He looked up at President Wang:
"Just give me your group's official corporate account for receiving payments for the property. It needs to be accurate. I'll transfer the money directly using mobile banking."
"Okay, okay! Please wait a moment, sir!" Mr. Wang was stunned for a moment and almost didn't react.
Having worked in the real estate industry for over a decade, he has seen too many wealthy people who spend lavishly. They are all accompanied by their financial directors, carrying stacks of diamond cards from different banks, trying out each card one by one at the POS machine, taking a long time.
Or arrange for the corporate account to go through a complicated large-amount approval process several days in advance.
Like Ye Fan, who casually mentioned transferring over ten million yuan for a house using "mobile banking"...
He's truly like a young woman getting married—I've never seen anything like it before!
This was completely beyond his usual understanding.
Suppressing the turmoil within him, President Wang pulled up the group's payment account information on his iPad, carefully checked it, printed it out on a clean A4 sheet of paper, and handed it over.
Ye Fan took the slip of paper, glanced at the account and name casually, and then slowly began to operate on the phone screen.
His movements were fluid and steady, without the slightest hesitation, as if he were not inputting a huge sum of money that could change the fate of many people, but replying to an ordinary message.
The entire operation took less than a minute.
With a final, gentle tap of Ye Fan's fingertip—"Ding!"
Almost simultaneously, the iPad in Mr. Wang's hand, which was always connected to the group's real-time financial monitoring system, suddenly lit up, and a bold red notification message for incoming funds popped up!
【入帐通知：金陵滨江置业集团有限公司对公帐户（尾号8888）于今日16:47成功接收人民币汇款：12，800，000.00元。汇款人：叶凡。状态：已到帐，可用。】
Seriously...it really arrived instantly?
There wasn't even the "processing" message that's common for large bank transfers!
Mr. Wang stared intently at the long string of zeros on the screen, which seemed to burn his eyes. He was as if struck by an invisible thunderbolt, frozen in place, his mind blank.
All the experience and knowledge he had built up over many years regarding "large transactions" was utterly shattered at this moment.
At this moment, the way he looked at Ye Fan had completely transformed from the initial politeness towards a "distinguished guest," through the respect towards a "tycoon," to an almost instinctive, extreme awe and shock towards some kind of "unknown power."
This is no longer a difference in the amount of wealth, but a fundamental difference in the understanding of "wealth form" and "payment ability".
In fact, from a common sense or tax planning perspective, many knowledgeable people might suggest that purchasing such luxury homes or even luxury cars in the name of a company can not only deduct a considerable amount of corporate value-added tax and income tax, but also be included in the company's fixed assets, thus optimizing the financial statements.
However, Ye Fan's consumption philosophy never considered using the company's name.
First, and most obviously, he now has a steady stream of clean personal cash flow. His personal cash pool is so abundant that he no longer needs to use company resources or engage in complicated tax planning to "save" on the small amount of tax he considers insignificant.
Tying assets to a company for this small convenience actually increases unnecessary complexity and potential risks, making it a losing proposition.
Second, and this is the most crucial and far-sighted consideration: clear property rights and independence.
All top-tier real estate, supercars, and other luxury goods held in an individual's name have clear and transparent ownership, completely independent of any commercial entity.
They are the most solid and flexible "ballast" in his personal wealth empire.
In the future, whether used for private enjoyment, keeping a mistress, or quickly liquidated, mortgaged, or even gifted in response to circumstances, these assets will be much easier, faster, and more private to handle than assets involving company equity structure, financial statement audits, and board resolutions.
This is equivalent to placing the highest quality assets in a "personal safe" with the best risk isolation and the highest level of disposal authority.
This is a top-level wealth philosophy that transcends simple tax-saving thinking and goes straight to the essence of asset allocation and risk control.
Mr. Wang barely recovered from his extreme shock. Without wasting a second, he immediately sent his secretary to the finance department to expedite all the procedures for the property transfer.
He took a deep breath, took out a custom-made key and access card set with an artistic feel from his personal safe, and handed it to Ye Fan with both hands.
"Mr. Ye, here are the keys to your new home and the full access control system. All smart systems are activated and your biometric information has been entered. Congratulations on becoming the owner of [Jiangbin No. 1] in the cloud."
Mr. Wang's tone was filled with unprecedented solemnity and reverence.